/produtosinstant onboarding
Onboarding · Open Finance

Onboard in one click, not a form.

The user brings bank-verified registration data from any bank, prefilled and ready to confirm. Faster onboarding, lower CAC.

See how it works
1 click
For the user to bring their full registration
Zero
Friction and manual typing errors
~2 days
Technical integration · ~1 week to production
100+
Source institutions available

Cut CAC. And registration fraud.

// 01 the problem

Every manual field in onboarding is a chance for the user to drop off — and for wrong or fraudulent data to enter your base. The form is the enemy of conversion.

Funnel drop-off

Every extra field drags down signup completion. The long form is the biggest leak in onboarding.

Wasted CAC

You pay to bring the user to the signup — and lose that investment when they give up halfway.

Registration fraud

Typed data is data that can be made up. Uploaded documents are documents that can be forged.

Three screens. Zero friction.

// 02 how it works

The user picks the source bank, authorizes the share and reviews a registration that's already filled in.

01

The user picks Instant Onboarding

On your signup screen, instead of typing, they choose to bring their data from a bank where they're already a customer.

02

Authorizes in the bank app

Open Finance + LGPD consent in a single flow. The user approves directly in the source bank.

03

The signup arrives pre-filled

Name, CPF, address, income — filled with validated data. The user reviews, confirms and moves on.

Express Signup product screen

Data validated by the bank's KYC. Always in the same standard.

// 03 pre-validated data

Registration data the user provided — and the bank verified — when opening their account. Pre-validated at the source, in the Open Finance standard.

Registration Data4 dimensões
  • Identification
    Name, CPF/CNPJ, documents, parentage, address and contact.
  • Qualification
    Income, revenue, assets and occupation declared to the bank.
  • Relationship
    Account age, contracted products and start of the banking relationship.
  • Account validation
    Branch, account and ownership confirmed — to validate the deposit account.

Signup is just the start. Eligibility, the next step.

// 04 go further

Instant Onboarding brings the registration data. When you need the full financial history — accounts, credit, investments — for credit analysis and financial management, that's Bank Data, on the same infrastructure.

Bank Data

Eight dimensions of consented data, from registration to FX. The customer's full financial history, in real time.

See the product

Onboarding in 1 click.
No forms.

Signup pre-filled with data validated by the user's bank, via Open Finance. Available for regulated and non-regulated players.