We solve the technical overhead — and your tickets.
From the authorization server to monitoring compliance, with support that actually resolves. We absorb ticket resolution and non-conformities — you gain capacity to generate value.
The weight of regulatory obligation is not the setup — it's the maintenance.
Iniciador provides the infrastructure and operational support to scale Open Finance at your institution: regulatory processes, monitoring, Service Desk management, ticket resolution and ongoing adjustments.
We support vendor migration end-to-end, including your prior consents.
We take care of your monitoring, service desk and ticket resolution. You focus on generating value.
OFB specifications are updated weekly by the working groups. We handle them all.
Complete infrastructure for the Account Holder (ASPSP). More than an API layer.
We provide the entire regulatory and operational stack: authorization server, consent management, certificates, PCM/FVP, JSR for 1-Click Pix, brand management and white-label regulatory interfaces, always kept up to date.
Continuous sustainment. Scale Open Finance — not your tickets.
We support teams that want to generate value from Open Finance opportunities but find themselves overloaded with regulatory maintenance. We scale your operation so you can scale results.
- ✓Regulatory onboarding
- ✓Certificate management
- ✓OFB monitoring
- ✓Regulatory reports
- ✓Compliance support
- ✓Specialist-led implementation
- ✓Regulatory adjustments
- ✓White-label interfaces
- ✓Permanent logs
- ✓Pilot participation (voluntary)
- ✓Service Desk management
- ✓Ticket resolution
- ✓Directory management
- ✓Proactive monitoring
- ✓Implementation guides
Migrate your Account Holder participation to Iniciador. Count on our experts.
Choose an operating model. With Open Finance Full-Stack your institution counts on a team of specialized embedded engineers to handle migration, implementation, product enablement and continuous technical maintenance.
Enablement consulting
Open Finance experts helping your team generate value
- ✓Mapping business objectives to the right participations
- ✓Guided implementation process and full infrastructure setup
- ✓Identifying the highest-value payment and data use cases
- ✓Accelerate time-to-value without growing internal headcount
Embedded engineers + Monitoring
Offload the technical overhead and free up headcount
- ✓Integrations, regulatory processes, and vendor migration
- ✓Monitoring of technical-regulatory updates
- ✓Full regulatory adaptation to internal systems
- ✓Continuous technical enablement of new internal products
Experts guide the implementation
Scope mapping, core banking integration, certification setup and directory management. Implementation carried out by your team or by our embedded engineers.
Regulatory stack implemented
Your prior consents migrated. Authorization server, consent management, JSR, PCM, FVP — in production, with 99.99% SLA and permanent logs.
Continuous sustainment
Iniciador manages your Service Desk, resolves tickets within the contracted scope, monitors metrics and executes adjustments with every OFB update. You focus on your product and on the opportunities.
“Iniciador has become a strategic ally for Stone, running our Open Finance end-to-end — technology, regulatory, monitoring, and service desk — without the headache.”
You focus on the bonus.
We handle the burden.
Do what Stone did and stop wrestling with Open Finance obligations. Double your technical team and save up to 90% on regulatory maintenance.