Be a Data Provider without turning your team into a service desk.
We run the Data Provider (≈ US 1033 "data provider") stack end to end — from the authorization server to compliance monitoring, with support that actually resolves. We absorb ticket resolution and non-conformities — you get capacity back to build.
Data Provider as a managed operation.
Regulatory stack, translation engine, monitoring and service desk — operated in compliance by Iniciador, so your institution can focus on what creates value.
Authorization server, translation engine, optimized journey, PCM/FVP/MQD monitoring and Service Desk — out of your backlog.
If your institution already operates as a Data Provider, we migrate your infrastructure on a clear schedule, with consents preserved and a controlled go-live.
We absorb spec changes and new releases, certification updates and your monitoring metrics. Compliance is a state, not a project.
The Data Provider stack. A full operation, not just an API layer.
We provide the entire regulatory and operational stack: authorization server, consent management, certificates, PCM/FVP/MQD, JSR, brand management and white-label regulatory interfaces, all kept up to date.
Migrate your Data Provider participation to Iniciador. With our experts on it.
With Open Finance Full-Stack, your institution gets a team of specialized embedded engineers to handle migration, implementation, product enablement and ongoing technical maintenance.
Mapping and plan
Open Finance Strategists define scope, map mandatory reciprocities, plan migration and the relationship with internal systems.
Hands-on execution
Iniciador's embedded team provisions infrastructure, develops the data translation engine integrated to your systems and performs the full migration.
Frictionless maintenance
Iniciador manages the Service Desk, resolves technical tickets directly, runs monitoring, adjustments and compliance oversight.
Continuous compliance. Regardless of your stage or volume.
Start your Data Provider participation or migrate your current infrastructure. At any stage, we operate the stack to meet regulatory compliance — and we keep it that way afterwards.
Scope mapping
Strategists identify mandatory reciprocities, map requirements and plan a shared timeline.
Infrastructure provisioned outside production
Dedicated infrastructure and a translation engine from OFB APIs to internal systems — built outside production traffic.
Building the stack
Translation engine, integration with internal systems, directory registration and certifications — executed by Iniciador in the Full-Stack model.
Consents preserved
Import and processing of prior consent data, with the base preserved and active sessions persisted — your most valuable asset.
Stack in production
Regulatory processes validated. PCM, FVP and MQD active. Directory configured. Service Desk operating.
Controlled cutover
Switch over to the new infrastructure and go-live, with synchronization of events from the cutover window. Continuous monitoring and PCM activated.
Open Finance standard sustained
Ecosystem tickets, MQD and adjustments absorbed by Iniciador's operation. Your team focused on generating value with Open Finance capabilities.
Account Holder & Data Provider migration. In under 3 months.
Stone migrated its Account Holder and Data Provider participations and its Open Finance consents to Iniciador's infrastructure under the Full-Stack model. In under 3 months, it regained control and visibility over the infrastructure, with tickets run by Iniciador and monitoring quality stabilized.
Stone
- Scope
- Account Holder + Data Provider on Open Finance, including consent migration from another vendor
- Model
- Open Finance Full-Stack — Strategists + Embedded engineers + Managed operation
- Time
- Less than 3 months (kickoff → go-live)
- Before
- Overload with ticket management; limited visibility into logs and telemetry; lack of confidence in MQD
- After
- Service Desk operation absorbed by Iniciador; access to logs and telemetry; monitoring stabilized; internal team focused on product
You keep the upside.
We carry the burden.
Do what Stone did and stop fighting your Open Finance obligations. Effectively double your technical team and cut up to 90% of regulatory maintenance.