/produtospay by bank
Payment initiation · Open Finance

Pix checkout, 50% faster.

Receive Pix in any account, settled instantly with no chargebacks — no QR Code, no copy-and-paste, and no leaving the checkout to finish the purchase.

See how it works
50% faster
Than Pix checkout with QR Code and copy-and-paste
1 in 3
Pix initiations in Brazil processed by Iniciador
5,000+ TPS
Payment infrastructure capacity
~2 weeks
To launch on Iniciador's license, with your brand

No copy-and-paste. Seamless journey.

// 01 the friction

Finding the QR Code, copying the code, leaving to open the bank app, pasting, paying and returning to the checkout. Every step of traditional Pix is a chance for the customer to drop off.

QR Code and copy-and-paste

The customer has to find the code, copy and paste it in the bank app. Every manual step is friction — and a chance for error.

Hunting for the bank app

They leave your checkout to look for the bank app. Outside your store, outside your control.

Coming back to checkout

After paying, they still have to return to the checkout to complete. Many never come back.

From cart to confirmation.

// 02 how it works

The user picks the bank, is redirected to authorize in the app, and returns straight to your checkout. Frictionless.

Pay with Pix
01Pay with Pix
Pick the bank
02Pick the bank
Authenticate at the bank
03Authenticate at the bank
Confirm the payment
04Confirm the payment
Purchase confirmed
05Purchase confirmed

More than a Pix button. The seamless journey.

// 03 differentiators

Pay by Bank covers checkout end-to-end — receipt, confirmation, brand and scheduling.

Receive in any account

Immediate payment confirmation, in a corporate account at any bank. No BaaS, no middleman.

Instant confirmation

Payment notification and webhook the moment the Pix settles. No waiting to see.

Your brand at checkout

The entire journey with your brand — on Iniciador's license or your own, via white-label SDK.

Now or scheduled

Pay now or schedule for a future date — same flow, no friction.

What about a checkout with no redirect? Meet 1-Click Pix.

// 04 go further

Pay by Bank takes the customer to the bank app to authorize. With 1-Click Pix, authorization happens inside your own app, using the device biometrics — the shortest Pix checkout journey there is.

1-Click Pix

Payment confirmed via device biometrics, with no redirect and no leaving your app. Multiple payments with a single authorization.

See the product

The Pix checkout that converts.
No copy-and-paste.

Receive Pix in any account, with instant confirmation and your brand. Live on Iniciador's license in ~2 weeks.