The infra that processes 1 in 3 payment initiations in Brazil
Brazil's #1 Payment Initiator (PISP) by volume.Power your products with the new Pix modalities and go Open Finance-first. Primary banking starts here.
New Pix modalities. Fueling your primary banking.
Payment initiation is not just a new checkout method. It is a tool for your institution to connect accounts, build integrated products and reinforce the channel strategy that drives primary banking.
Launch immediately on Iniciador's license. Migrate with no rework.
Launch and validate payment products under your institution's brand on Iniciador's license — no waiting for paperwork to clear. Moving to your own license later means swapping nothing but the production URLs.
In production within 2 weeks
Operate and validate initiation products under Iniciador's ITP license, with your brand. In production in 2 weeks. When you decide to switch to your own license, no reintegration is needed — only the URLs change.
Compliance is our specialty
Run Iniciador's stack under your own license, without carrying the regulatory complexity. Implementation, monitoring, anti-fraud and compliance adjustments are on us.
More than infra, operational results.
We run the infrastructure that processes the most payment initiations in Brazil — but our commitment is to your conversion, every hour of every day.
We co-created the standards now in production.
Iniciador actively shaped policies and technical specifications that define Open Finance's regulatory standards in Brazil. We don't just follow the rules — we help write them.
Founding member of Open Finance Brasil
Seat on the Board of Directors and participation in multiple working groups.
Coordination of the Specification Technical Group & PO of the JSR Squad
Our CTO coordinated the technical discussions during the definition of the standards for the new Pix modalities.
Active participant in defining regulatory standards
Many of the proposals for the new Open Finance products were created or incubated inside Iniciador.
Initiate the future of payments.
Become Open Finance-first with the backing of those who specialize in payment initiation — our name says it all.
Partners building the future.
“Iniciador is the Open Finance benchmark and sits at the technical frontier. They were the first player to launch Smart Pix, letting Magie become a real bank inside WhatsApp. We now design product together with the Iniciador team — and the partnership has delivered great results.”
“Iniciador has become a strategic ally for Stone, running our Open Finance end-to-end — technology, regulatory, monitoring, and service desk — without the headache.”