Mandatory participations

Regulatory Infrastructure

All the technical and regulatory infrastructure to meet your obligations as Account Holder and Data Transmitter on Open Finance Brasil — without building anything in-house.

Compliance
100%
Guided process
SLA
99.99%
Uptime guaranteed
Time
< 90d
To go live
Mandatory participations

All Open Finance participations. Without the Open Finance complexity.

Authorization server, consent management, regulatory monitoring, PCM, FVP, JSR enablement, and continuous maintenance — embedded in every participation.

Mandatory

Account Holder

Complete infra and compliance for institutions that hold payment accounts and need to expose data and initiate payments via Open Finance.

Authorization server
FAPI 1.0 Advanced, mTLS, DPoP
Consent management
Full lifecycle + white-label APIs
Monitoring, PCM, and FVP
Continuous compliance with the regulatory framework
Brand registration and JSR enablement
Operation of the OFB central directory
Continuous maintenance
Adjustments for every new API version
Mandatory

Data Transmitter

Infra and compliance for Open Finance Phase 2 participants. Ideal for institutions that transmit registration and transactional data without operating payment accounts.

Authorization server
FAPI conformance and OAuth 2.0 security
Consent management
Pre-certified interfaces and journeys
Monitoring: PCM, FVP, MQD
Auditable regulatory metrics
Brand registration in the directory
Governance and full lifecycle
Continuous maintenance
Zero internal regulatory rework
Operação gerenciada

Regulatory, technical, and operational support. All included.

Incluso em todas as licenças

The biggest differentiator is Service Desk management. Today, institutions spend hours every day answering Open Finance tickets — opened by the framework or by other participants — about incidents, outages, data divergences, and regulatory adjustments.

Everything related to our infra, we absorb and resolve for you. Your team doesn't need to deeply understand Open Finance operation — we handle it end-to-end, with auditable SLAs and full visibility.

Regulatory
  • Regulatory onboarding
  • Certifications
  • BCB regulatory tracking
  • Regulatory reports
  • PCM · FVP · MQD
Technical
  • Regulatory adaptations
  • White-label interfaces
  • FAPI OP/RP
  • Permanent logs
  • Open data · Pilots
Operational
  • Service Desk management
  • Directory management
  • Proactive monitoring
  • Implementation guides
  • Regulatory back office

Especializado em cada papel. Operação escalável, gerenciada de ponta a ponta.

Suporte de implementação

Two implementation models. You choose the depth.

From specialized consulting to an embedded team that runs integrations, migrations, and internal regulatory adaptations at your institution.

Open Finance
Strategists
Included

Enablement consulting with personalized end-to-end implementation tracking.

  • Mapping business objectives to the right participations
  • Identifying the highest-value payment and data use cases
  • Implementation guide and full infrastructure setup
  • Accelerated time-to-value without growing internal headcount
Open Finance
Full Stack
Optional

Dedicated engineering team, continuously embedded at your institution. Includes Strategists plus execution.

  • Integrations, migrations, and regulatory process execution
  • Monitoring of technical-regulatory updates
  • Continuous internal alignment with the regulatory framework
  • Operational support across every contracted participation
Compliance MonitorResident Engineers

From regulatory onboarding
to continuous operation.

Start with the Iniciador License to test and launch quickly. Migrate to Your License whenever you want — no rework, no new integration.